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  • Home Inspections
  • Type of Inspections
  • FHA VA USDA Water Testing
  • Board Certified Inspector
  • Discounts
  • More
    • Environmental Testing
    • Service Area
    • Sample Reports
    • Standards of Practice
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Lab testing well water for FHA VA USDA loans
Well & Septic inspections & Lab testing for FHA, VA & USDA

Well Water

Is the well water your drinking or going to be drinking clean and safe? Only way to find out is to have it lab tested.

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Well Water Testing

Field Inspection

Our inspector can do a visual non-invasive inspection of the wellhead, well equipment and test the performance to determine the condition of the well at the time of the inspection.


VA, FHA and USDA mortgage loans and refinancing require a disinterested third party to collect the sample, record the measurements and performance of the well and perform well. A disinterested third party has no interest in the property or real estate transaction, most mortgage companies require someone unknown to the homeowner, seller or agent.


Below is typically what we need to do for you satisfy most loan underwriters:


  • Obtain an on site sample of the water for lab analysis according to EPA guidelines. Typically this is required from the kitchen sink, but may be taken from other sources such as hose connections.
  • Provide a water quality report from an Accredited Lab. The presence of Bacteria is always required to be tested, most mortgage underwriters also want items such as a Lead, Iron, Nitrates/Nitrites, etc.. we have a lab testing package that usually covers everything they need. However, they may request additional items such as; Arsenic, Radon, etc.… (it is up to you to find out what your Mortgage requires)
  • Identify the type of well and how many dwellings it services.
  • Report the distance between the well and septic.
  • Report the Pressure (PSI) and Flow Rate (GPM) at the time of the inspection.

Certified Private Well Water Inspector

Lab Testing for Water Quality

certified water quality tester

Standard Scan

To be approved for a VA FHA home loan, you’ll likely have to test the water. If you’re only looking to qualify for a loan, this is the water test you will want.

This scan tests water for:

  • Primary EPA Drinking Standards
  • Secondary EPA Drinking Standards
  • Total Dissolved Solids
  • Hardness
  • Conductivity
  • Ammonia
  • Sediment
  • Total Bacteria Count (Optional)

Comprehensive Scan

If you’re unsure whether or not you need a filtration system for your water — or you already have one and need to check its performance — this test will do the job.

This scan tests water for:

  • Primary EPA Drinking Standards
  • Secondary EPA Drinking Standards
  • Total Dissolved Solids
  • Hardness
  • Conductivity
  • Ammonia
  • Sediment
  • Radon
  • Volatile Organic Compounds (VOCs) — found in household products, paint, gasoline and industrial solvents

Health Scan

If you would like a complete analysis of your water quality, this is the test for you. We also recommend it if it’s the first time you’re testing your water.

This scan tests water for:

  • Primary EPA Drinking Standards
  • Secondary EPA Drinking Standards
  • Total Dissolved Solids
  • Hardness
  • Conductivity
  • Ammonia
  • Sediment
  • Radon
  • Volatile Organic Compounds (VOCs) — found in household products, paint, gasoline and industrial solvents
  • Complete microbiological analysis (identifying and quantifying bacteria, fungi and yeast)

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  • Environmental Testing
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  • Sample Reports
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  • Check Utilities